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Alex's Financial Blueprint

Every number here is calculated from what you've entered across your workbooks. Change anything, anywhere — it flows through.

D&D Strategic Consulting

Monthly net income

$3,880

Irregular income at lowest month

Left to assign

$245

Net minus planned

Total debt

$13,180

$435 / mo in minimums

Card utilization

39.7%

Target under 10%

Current DTI

8.7%

Minimums ÷ gross monthly

DTI with proposed home

37.7%

Includes proposed housing payment

Middle credit score

642

Self-reported consumer scores

Mortgage countdown

75 days

Target 2027-01-18

Budget at a glance

Planned vs actual by group

Emergency fund

$650

of $1,000 goal

Starter range $500–$1,000. Full cushion: $8,280–$16,560 (3–6 months of your $2,760 baseline).

10 Things Before You Budget

5/10 steps

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7-Day Budget Blueprint

2/7 days

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Mortgage readiness

1/10 checks

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