Your Financial Blueprint — Summary
Alex · printed from this device
Workbook 2
The Budget Blueprint
Seven short days. Tap a day to open it — your numbers from My Clarity are already here.
Adapted from: “The Budget Blueprint” (14 pp.)
Day 1: Numbers & bills
Monthly net
$3,880
Bills this month
$1,703
On autopay
3 / 4
| Bill | Amount | Due day | Paid from | Autopay | Actions |
|---|---|---|---|---|---|
$ | |||||
$ | |||||
$ | |||||
$ |
30-day review
Planned vs actual, then set next month's plan
| Category | Planned | Actual | Difference |
|---|---|---|---|
| Housing | $1,250 | $1,250 | $0 |
| Utilities | $210 | $238 | -$28 |
| Groceries | $420 | $455 | -$35 |
| Transportation | $260 | $241 | $19 |
| Insurance | $145 | $145 | $0 |
| Other needs | $60 | $40 | $20 |
| Debt minimums | $435 | $435 | $0 |
| Extra debt payment | $150 | $150 | $0 |
| Emergency savings | $250 | $250 | $0 |
| Sinking funds | $115 | $115 | $0 |
| Dining & fun | $220 | $284 | -$64 |
| Personal | $120 | $96 | $24 |
Funding readiness self-assessment
Answer honestly. This is a reflection tool — not an approval prediction.
1. 12 months of on-time payments
2. Credit utilization under 10%
3. Reports reviewed in the last 90 days
4. No inaccurate items on reports
5. DTI under 36%
6. $1,000 or one month of expenses saved
7. Followed a budget for 30 days
8. No new inquiries in 6 months
9. Have a written debt payoff plan
10. Business and personal finances separate (if applicable)
Score
5 / 10
1 marked N/A · 3 unanswered
Where you are
Making progress
0–4 foundation · 5–7 progress · 8–10 strong preparation